Employee Benefits

Most employers continue to face the following challenges in running a successful organization:

• attracting new skilled employees;
• retaining good employees; and
• removing their moral and financial obligation to the employee/dependents should a death or serious illness arise.

Professionally designed Employee Benefits Programs are ideal and proven solutions that respond to the above needs.

Under the Federal Government’s First Nations and Inuit Health Branch (FNIHB), First Nations (Status) citizens and employees and eligible dependents have access to limited coverage including Prescription Drugs, Vision Care and Dental.

The pricing offered in standard Group Insurance plans today does not recognize the fact that many of the claims generated by the employees in a First Nation organization are actually paid for under the Federal Government’s Non-Insured Health Benefits program (NIHB). Therefore, many employers are paying a higher premium than necessary.

TCI markets an Employee Benefits Program that “tops-up” the coverage extended by FNIHB and offers preferred pricing levels by ensuring that the Federal Government’s coverage is recognized as the “payor of first resort”. Employees and their eligible dependents enjoy excellent service and comprehensive benefits including a “pay-direct” drug card for both Status and non-Status individuals.

Our Employee Benefits specialists welcome the opportunity to design an efficiently priced Group Insurance plan “tailor made” to the unique needs of your organization.

Benefits include, but are not limited to:

• Life Insurance and Accidental Death
& Dismemberment (AD&D) *
• Optional Life
• Dependent Life
• Short Term Disability
• Long Term Disability *
• Health including Vision Care *
• Dental
• Employee Assistance Program (EAP)
• Special Life & AD&D coverage for Chief and
Council Members
• Pension Plan

* Mandatory Benefits